Last Updated: June 28, 2016

Web Site Covered

This Privacy Statement covers the information practices of PT Capital Sdn Bhd owner and operator of lending platform

Information Collected

PacTCapital offers a variety of services that are collectively referred to as the “Services offered on” PacTCapital collects information from individuals who visit the Company’s Web site (“Visitors”) and individuals who register to use the Services or end users that use the Services through those who register (“Customers”).

When expressing an interest in obtaining additional information about the Services or registering to use the Services, PacTCapital requires you to provide the Company with personal contact information, such as name, company name, address, phone number, and email address (“Required Contact Information”). When purchasing the Services, PacTCapital requires you to provide the Company with financial qualification and billing information, such as billing name and address, credit card number, and the number of employees within the organization that will be using the Services (“Billing Information”). PacTCapital may also ask you to provide additional information, such as company annual revenues, number of employees, or industry (“Optional Information”). Required Contact Information, Billing Information, and Optional Information are referred to collectively as “Data About PacTCapital Customers.”

As you navigate the Company’s Web site, PacTCapital may also collect information through the use of commonly-used information-gathering tools, such as cookies and Web beacons (“Web Site Navigational Information”). Web Site Navigational Information includes standard information from your Web browser (such as browser type and browser language), your Internet Protocol (“IP”) address, and the actions you take on the Company’s Web site (such as the Web pages viewed and the links clicked).

  1. Use of Information Collected

The Company uses Data About PacTCapital Customers to perform the services requested. For example, if you fill out a “Contact Me” Web form, the Company will use the information provided to contact you about your interest in the Services.

The Company may also use Data About PacTCapital Customers for marketing purposes. For example, the Company may use information you provide to contact you to further discuss your interest in the Services and to send you information regarding the Company and its partners, such as information about promotions or events. PacTCapital uses credit card information solely to check the financial qualifications of prospective Customers and to collect payment for the Services.

PacTCapital uses Web Site Navigational Information to operate and improve the Company’s Web site. The Company may also use Web Site Navigational Information alone or in combination with Data About PacTCapital Customers to provide personalized information about the Company.

  1. Web Site Navigational Information

PacTCapital uses commonly-used information-gathering tools, such as cookies and Web beacons, to collect information as you navigate the Company’s Web site (“Web Site Navigational Information”).

  1. Public Forums, Refer a Friend, and Customer Testimonials

PacTCapital may provide bulletin boards, blogs, or chat rooms on the Company’s Web site. Any personal information you choose to submit in such a forum may be read, collected, or used by others who visit these forums, and may be used to send you unsolicited messages. PacTCapital is not responsible for the personal information you choose to submit in these forums.

PacTCapital may post a list of Customers and testimonials on the Company’s Web site that contain information such as Customer names and titles. PacTCapital obtains the consent of each Customer prior to posting any information on such a list or posting testimonials.

  1. Sharing of Information Collected

PacTCapital may share Data About PacTCapital Customers with the Company’s service providers so that these service providers can contact Customers and Visitors who have provided contact information on our behalf. PacTCapital may also share Data About PacTCapital Customers with the Company’s service providers to ensure the quality of information provided. Unless described in this privacy statement, PacTCapital does not share, sell, rent, or trade any personalized or Customer-specific information provided with third parties for their promotional purposes.

From time to time, PacTCapital may partner with other companies to jointly offer products or services. If you purchase or specifically express interest in a jointly-offered product or service from PacTCapital, the Company may share Data About PacTCapital Customers collected in connection with your purchase or expression of interest with our joint promotion partner(s). PacTCapital does not control our business partners’ use of the Data About PacTCapital Customers we collect, and their use of the information will be in accordance with their own privacy policies. If you do not wish for your information to be shared in this manner, you may opt not to purchase or specifically express interest in a jointly offered product or service.

PacTCapital uses a third-party service provider to manage credit card processing.

PacTCapital reserves the right to use or disclose information provided if required by law or if the Company reasonably believes that use or disclosure is necessary to protect the Company’s rights and/or to comply with a judicial proceeding, court order, or legal process.

  1. International Transfer of Information Collected

To facilitate PacTCapital’s global operations, the Company may transfer and access Data About PacTCapital Customers from around the world, including the United States. This Privacy Statement shall apply even if PacTCapital transfers Data About PacTCapital Customers to other countries.

  1. Correcting and Updating Your Information

Customers may update or change their registration information by logging in to their accounts. Requests to access, change, or delete your information will be handled within 30 days.

  1. Security

PacTCapital uses appropriate administrative, technical, and physical security measures to protect Data About PacTCapital Customers.

  1. Changes to this Privacy Statement

PacTCapital reserves the right to change this Privacy Statement. PacTCapital will provide notification of the material changes to this Privacy Statement through the Company’s Web site at least thirty (30) business days prior to the change taking effect.

Contacting Us

If you have questions or complaints regarding our Privacy Statement or practices, please contact us by mail. Our mailing address is :

PT Capital Sdn Bhd

Unit A-9-8, 9th Floor,
Megan Avenue 1,
189, Jalan Tun Razak,
50400 Kuala Lumpur.

Telephone: 603-2166 8830