Monthly Loan Payments

PacTCapital Personal Loan

1280px-PCA-Corp-Girl-wt-LaptopLive a Hassle Free Life with PacTCapital Personal Loan

Get short term loans or transfer high-interest credit cards to Lower Interest loans hassle free with:

  • Fast Approval with
  • Guarantor required
  • Collaterals required


  • Fixed monthly installment
  • Loan Amount:
    • Minimum loan amount RM5,000
    • Maximum loan amount RM300,000
  • Tenure
    •  3 years
    •  6 years
    •  9 years

Interest Rates:

• Secured loan up to 12% per annum
• Unsecured loan up to 18% per annum


  • Monthly repayment as low as RM102.78* per month
  • Fast documents stamping
  • Fast Approval


Who can apply?

  • Individual Malaysian Citizen aged between 21 to 60 years old
  • Students who have qualified entry to local or foreign Universities or colleges
  • Minimum income of RM30,000 per annum

Documents Required

  • Application form together with:
    Copy of NRIC (both sides)
    Latest BE form with official tax receipt
    Latest 3 months’ salary slips
    Latest 6 months’ savings account activity/current account statements
  • If you are self-employed:
    Copy of NRIC (both sides)
    Latest BE Form with official tax receipt
    Copies of Business Registration
    Latest 6 months’ Bank Statements

Fees & Charges

  • No processing Fees or stamping fees
  • Late payment Charges:- 1%p.a on the amount in arrears, calculated from overdue date till date of full monthly payment
  • Early settlement fees:- RM200 or a sum equivalent to 3% of the outstanding balance of the loan whichever is higher, only if settled within first half of the tenure