PacTCapital Personal Loan

Live a Hassle Free Life with PacTCapital Personal Loan

Get short term loans or transfer high-interest credit cards to Lower Interest loans hassle free with:

• Fast Approval with
• Guarantor required
• Collaterals required

Features

• Fixed monthly installment
• Loan Amount:
  • Minimum loan amount RM5,000
  • Maximum loan amount RM300,000
• Tenure
  •  3 years
  •  6 years
  •  9 years

Interest Rates:

• Secured loan up to 12% per annum
• Unsecured loan up to 18% per annum

Benefits

• Monthly repayment as low as RM102.78* per month
• Fast documents stamping
• Fast Approval

Who can apply?

• Individual Malaysian Citizen aged between 21 to 60 years old
• Students who have qualified entry to local or foreign Universities or colleges
• Minimum income of RM30,000 per annum

Documents Required

• Application form together with:
  Copy of NRIC (both sides)
  Latest BE form with official tax receipt
  Latest 3 months’ salary slips
  Latest 6 months’ savings account activity/current account statements
• If you are self-employed:
  Copy of NRIC (both sides)
  Latest BE Form with official tax receipt
  Copies of Business Registration
  Latest 6 months’ Bank Statements

Fees & Charges

• No processing Fees or stamping fees
• Late payment Charges:- 1%p.a on the amount in arrears, calculated from overdue date till date of full monthly payment
• Early settlement fees:- RM200 or a sum equivalent to 3% of the outstanding balance of the loan whichever is higher, only if settled within first half of the tenure