Monthly Loan Payments

PactCapital Business Loans

Our Long term loans apply to home mortgages, land and property purchases and Small and Medium Enterprise funding. our plan gives you the flexibility of choosing from a wide range of different financing packages, depending on your financial needs. To ensure a comfortable monthly installment amount, we offer a long loan tenure of up to 15 years. Choose a financing package from below

798004.TIFPactCapital SME Funding Package

We provide financing facility that assists Malaysians to venture into SME, agriculture, aqua farming and other viable business in Malaysia. Its objective is to develop local businesses into industrial leaders of tomorrow.


To finance the setting up or expansion of Malaysian business locally.


  • Malaysia-owned and/or controlled companies with minimum shareholding of 51% incorporated in Malaysia
  • A related working experience of either one (1) year in managing a factory or three (3) years managing business locally.

Margin of Financing

Up to 90% of Project Cost, inclusive of three (3) months Working Capital.


Up to fifteen (15) years from the date of the first disbursement.

Interest Rate

Up to 12% per annum for the secured loan and up to 18% for the unsecured loan.


Payment shall be made in monthly installments.


Direct to the suppliers/contractors and to the company for working capital.


A combination of but not limited to the following:

  1. Corporate Guarantee
  2. Shareholder and/or Directors Guarantee
  3. Charged on Landed Property
  4. Debenture

Click here to view our long-term loan rates

Download PT Capital Loan application forms here